Loan Management Software
From loan application to disbursement to EMI collection — the entire lending lifecycle in one RBI-compliant system.
Loan Management Software Features
Loan Origination
Digital loan application, document collection, KYC verification and underwriting — reduce processing time from days to hours.
Credit Scoring Engine
Rule-based and AI-powered credit scoring using bureau data, bank statements and custom parameters. Instant eligibility assessment.
Disbursement
Single-click disbursement via NEFT/IMPS/UPI. Automated sanction letters and loan agreements with digital signature support.
EMI Collection
NACH mandates, UPI Autopay, payment link and cash collection — all reconciled automatically. Overdue alerts and collection workflows.
RBI Compliance Reports
SMA classification, NPA provisioning, CIBIL reporting and RBI regulatory reports — generated automatically, always ready for audit.
Management Dashboard
Portfolio health, collection efficiency, disbursement trends, FOS performance and overdue analysis — all in one real-time view.
Loan Management — FAQ
Yes. Our LMS generates all RBI-required reports including SMA reports, NPA provisioning, CIBIL data files and board reports — automatically.
Yes. Personal loans, business loans, gold loans, home loans, microfinance and group lending are all configurable within the same system.
Yes. Real-time pulls from TransUnion CIBIL, Experian, CRIF and Equifax during the origination process.
NACH mandates, UPI Autopay, payment links and cash collection — all automatically reconciled. Overdue accounts trigger escalation workflows.
NPA classification, provisioning and recovery workflows are all built in. Reports for board presentations and RBI submissions are generated automatically.
Standard LMS deployment: 6–10 weeks. Integration with existing core banking or accounting systems may add 2–4 weeks.
Cost depends on loan products supported, volume of borrowers, and whether you need co-lending or credit-bureau integrations. Share your requirements on a free consultation call for a fixed-scope quote.
Personal, gold, vehicle, business, education, microfinance and co-lending products are all supported through configurable loan-product templates — no separate development needed per product.
Ready to Get Started?
Get a free consultation and demo. We typically respond within 24 hours.